Whether it's one vehicle or a fleet of hundreds, business auto insurance is essential in protecting an asset your business probably couldn't operate without.
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Even if your commercial vehicles are not the primary way your business makes money, it's always smart to properly insure the vehicles you depend on as a business owner.
Commercial auto insurance is different than personal auto insurance. In many cases, not only are there multiple vehicles to cover, but the liability from accidents or claims will extend to your business as a whole.
Making sure the coverage for your commercial auto insurance is comprehensive is one of the easiest ways to protect your business.
Your vehicles may be used to get you and your employees from point A to point B, carry cargo and other essential business items, or both. Regardless of whether you rent or own your cars or trucks, we can help you find coverage.
If you are responsible for harming others, or damaging another vehicle or property, you business auto liability will help keep you covered.
If your vehicle is damaged or destroyed by an accident not involving another vehicle due to events such as theft, vandalism, or weather, comprehensive and collision coverage will help pay for repairs or replacements.
In the event you are in an accident with another driver and they are uninsured or underinsured and cannot pay any or all of the costs owed to you, your commercial auto coverage could fill in the gaps.
No two businesses are alike, which is why you have options with Erie Insurance to customize your commercial auto policy to fit your specific needs. Some coverages to think about include:
Specialized coverage from Erie Insurance is just the start. With Business Auto Enhancement and EnRoute, you'll receive premium coverage options that scale with your business needs.
With Erie's Business Auto Enhancement, you receive the best of both worlds; Erie's most popular coverages to expand your protection at a lower cost than purchasing each individually.
Here are some key benefits:
Erie EnRoute® is a tool that works with your fleet's new or existing telematics programs. It allows you to:
Find out how much you could save.
When Does Your Personal Car Become a Commercial Vehicle?
From your building to your equipment and inventory, a business property insurance policy protects all the things that keep your business running.
General liability insurance, also referred to as business liability insurance, is coverage that protects you and your business from a variety of claims, including bodily injury, damage to property, or personal injury.