What's not covered
Pre-existing conditions: Like all other pet insurance plans, pre-existing condition are not covered. However, with Petplan, if a previously cured condition remains symptom free for an extended period, it may be eligible for coverage if symptoms return.
Routine and wellness care: Pet insurance won't cover routine care such as neutering and spaying, teeth cleaning, flea and tick protection, and vaccines.
Elective procedures: Elective and cosmetic procedures are not covered; this includes procedures not deemed medically necessary by your vet.
Liability coverage: If your pet causes damage to a person or property, this would not be covered by pet health insurance.